# Q\&A

**Q: How do the Solana program relate to the Ethereum contracts?**

A: The STRM token program is deployed on Solana Mainnet and bridged to the Arbitrum "layer 2" network. Most of the STRM token activity is expected to happen on Solana, where Stream**Pay** app and Stream**POS**- ID-verified users receive their grants. **Stream**Payments platform also exclusively interacts with the Solana network, chosen for its high-speed, scalability, and low transaction costs compared to Ethereum.

**Q: Who pays the transaction costs?**

A: StreamPay App users currently do not incur gas costs for claiming STRM and performing swaps, which are covered by Stream (STR). However, third-party applications may charge users gas fees depending on whether the verification proof is on-chain or off-chain. Users may also incur fees when using the swap feature on third-party platforms.

**Q: How are the Stream Protocol Community tokens stored? Do you use a custody provider?**

A: The majority of the Stream Protocol Community tokens are stored in a cold wallet. Additionally, several hot wallets are used for everyday operations but only store tokens as needed for a short period. The Stream Tokens allocated to users and operators are not locked up and are accessible in their wallets.

**Q: Who controls the STRM token contract? Is it upgradable? Does anyone have token rights?**

A: The STRM token contract is not upgradable. The Stream Protocol governance (Stream**DAO**) will control the "minter" address, which can mint up to 1% new STRM per year after the initial 10-year lockup period. No address can mint new tokens for the first 10 years, and governance decides how to allocate any newly minted tokens.

**Q: Who has developed the Stream Protocol project? How was its development funded?**

A: The Stream**Pay**, Stream**POS**, **Stream**Payments projects was primarily developed by Stream Protocol Co., Ltd. Its development and pre-launch activities were funded through venture capital investments in exchange for equity in <mark style="color:red;">(partnership here)</mark> and warrants to purchase STRM tokens.

**Q: What entities are involved, and where are they incorporated?**

A: The Stream Protocol is an exempted limited guarantee foundation company incorporated in Great Britain. **Stream**Payments and Stream**Pay** are business companies also incorporated in Great Britain. The entities work independently, but **Stream**Payments supports the Stream Protocol ecosystem and has issued tokens allocated to the Initial Development Team, Investors, and the Reserve.

**Q: How do you protect against insider trading?**

A: Both the Stream Protocol and StreamPayments have adopted policies prohibiting insider trading to maintain market integrity. Staff and consultants are strictly prohibited from trading STRM when in possession of material non-public information (MNPI). Blackout periods may be imposed, and staff are discouraged from trading STRM at any time.

**Q: What are the disclaimers and important user information?**

A: Crypto products are highly risky, and their regulatory treatment is unsettled in many jurisdictions. Stream Tokens may not be permitted in certain locations, and users must comply with applicable laws. The whitepaper contains forward-looking statements and estimates, and the actual outcomes may differ from what is expressed or implied therein. The content speaks only as of the date of the whitepaper.\\
